You will want to read the source article cited below. You MUST READ it.

In the past, Unions worked hard, fought hard, to bring in programs to protect union members, one of which is Worker Compensation Programs which protects worker incomes if an employee, you, is injured while on the job. It provided for the employer to cover medical costs and provide a source of income to the employee if the employee was injured while performing his or her duties. Be aware: this employee protection program is changing in ways to favor and benefit the employer…which means, you’d better be aware of the impact to you the employee.

Companies are now beginning to introduce some very strict criteria for those who do get injured on the job. So, TAKE A FEW MINUTES TO READ THE SOURCE article: [ SOURCE: https://www.propublica.org/article/inside-corporate-americas-plan-to-ditch-workers-comp ]