Scam, Fraud, Phishing…Pesky Telephone Callers!

Beware of a new phishing, scam. [Please warn your friends and relatives and have them do the same to pass along this warning. You may save someone you love from getting scammed.]

The most recent is a phishing telephone call to encourage you to provide your bank information at a website. Phishing is the tactic used to get personal information, especially your banking and financial information but also your age, location, anything that might be used to steal your identity and/or raid your bank account. [Phishing is one variation of many in the tactic called “Social Engineering”, something corporations often have to protect against.]

This SCAM is particularly worrisome since they claim to represent the government or the tax department  and claim to want, on behalf of the government, to help you get your refunds faster.  All you have to do is go to their website, and enter your banking information. Don’t.  NEVER volunteer any information about yourself, especially your banking info. It all sounds very official, so much so that it may cause you to lower your suspicion and to drop your guard. DON’T DO THAT.

No government agency is going to phone you to tell you to go to their website to provide sensitive, confidential, financial information. Hang up on them!

Those scammer have now graduated to using robo-calls and asking potential victims to go to a stated website to volunteer all the sensitive info they need to purge your bank account. For robo-calls your path of least resistance and safest is to simply hang up. For live callers whom you would just love to keep on line and to frustrate back in a like manner, DON’T. Hang up. Though YouTube.com have a number of videos of people frustrating, and playing games to frustrate, those unwanted callers, that will do nothing to stop those calls. Instead of playing games, simply hang up.

The smarter option:  sign up with your telephone provider to add a “block unwanted calls” feature to your monthly phone bill. Granted, it’ll be a cat and mouse game, since those scammers will keep buying new phone numbers, but it is easy to block those new phone numbers from making call backs.

When you think the scam is new, potentially serious, I suggest TWO STEPS ON YOUR PART. Tell others so they won’t get scammed. AND, send your info to the national fraud database of your country. Every little bit of data can help the police eventually put a fence around those con artists.

In the USA, you can click, (here), on this link to read more about fraud: http://www.usa.gov/Citizen/Topics/Internet-Fraud.shtml

In Canada, you can click, (here), on this link: http://www.antifraudcentre-centreantifraude.ca/english/index.html

I found an interesing and useful e-book, at the Canadian site titled, “The little black book of scams”.  Click here to read that book:
http://www.competitionbureau.gc.ca/eic/site/cb-bc.nsf/vwapj/Little-Black-Book-Scams-e.pdf/$FILE/Little-Black-Book-Scams-e.pdf

Here is a list of just some of the reported scams, Courtesy of Canadian RCMP, (Royal Canadian Mounted Police):

  • 900 Scams
  • Advanced Fee Letter Fraud (419 / Nigerian Letters)
  • Advanced Fee Loans
  • Anti-Virus Scam
  • Bomb Threat
  • Cheque Overpayment Fraud
  • Dead Air Calls
  • Emergency Scam
  • Extortion Scam
  • False Charities
  • Identity Theft
  • Inheritance
  • Lottery Emails
  • Office Supplies / Directory
  • Phishing Phone Number
  • Spoofing Prize Pitch
  • Puppy Scam
  • Pyramid Schemes
  • Recovery Pitch
  • Romance Scam
  • Service Scam
  • Travel Vacation
  • Vehicle Warranty Package